Life gives you lemons, and throws you curveballs, it’s up, it’s down. We get it. For those times when you need cash fast, we’ve got you covered. Paying unexpected expenses can be overwhelming. Foothills Fast Cash is different. It’s a loan, but there is no credit report or minimum credit score required. Decisions are based on your relationship with Carolina Foothills FCU, not your credit score. In less than 60 seconds, you can get access to cash immediately when a need arises.
Fast Cash Payment Examples:
| Loan Amount | Rate/APR | Monthly Payment | Term in Months |
|---|---|---|---|
| $500 | 28.00% | $48.25 | 12 |
| $1,000 | 28.00% | $96.51 | 12 |
The Deets:
Must be a member of Carolina Foothills FCU for at least 6 months
Must have a CFFCU checking with recurring direct deposit of pay or other benefits/income
Must be 18 years or older
No credit report required
Payments are drafted monthly from the account receiving the loan proceeds
$20 application fee^
28.00% APR*
Maximum of one Foothills Fast Cash loan at a time
Maximum amount not to exceed $1,000
Must be a primary member in good standing
Refresh Checking accounts are not eligible
^Fee will be collected at the time of the application from your CFFCU account and must be available funds. Fee will be collected regardless of loan decision.
*Membership rules and restrictions apply. All loan applications are subject to review of eligibility and approval. The Annual Percentage Rate (APR) is accurate as of 05/27/2025. 28% APR and is a fixed rate for the term of your loan. The initial loan amount is limited to a maximum $1,000.00, and the loan amount for subsequent requests is up to $2,000.00 and is available to members who meet relationship, account status, and direct deposit history and other eligibility requirements. Membership of 6 months is required. Loan is deposited into your CFFCU account and cannot be disbursed in a branch, by phone or other means. If the loan is more than 15 days past due, there is a late fee of 5% of the payment amount.
Foothills Fast Cash FAQs
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Members can apply for Foothills Fast Cash through online banking or by clicking here.
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Loan amounts are between $200 - $1,000.
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Must be a member of Carolina Foothills for at least 6 months.
Must be a primary member in good standing.
Must have recurring direct deposit or pay or other benefits/income.
Must be 18 years or older.
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Payments are drafted monthly from the account receiving the loan.