Membership Rewards Points
We appreciate you and your membership. You are the reason we are here and you are the reason we get to do what we love. Our Member Rewards Program is our way of thanking you for your business. Earn points based on the depth of your relationship with us, then use those points for awesome prizes like movie tickets, Carolina Foothills gear, and discounts on products and services. Interested in earning more points? Ask us how!
Point Accrual
You’ll earn points monthly based on the products and services you have with Carolina Foothills.
| Product or Service | Monthly Points |
|---|---|
| Savings Account | 1 |
| Checking Account | 2 |
| Club Account | 1 |
| IRA Account | 2 |
| Term Share Certificate | 2 |
| Money Market Account | 2 |
| Loan Products | |
| Credit Card | 4 |
| Unsecured Loan | 2 |
| Secured Loan (Auto, Boat, Motorcycle, RV) | 4 |
| Mortgage | 6 |
| Share Secured Loan (Credit Builder Loan) | 1 |
| Account Services | |
| Overdraft Protection | 1 |
| Auto Loan Transfer | 1 |
| ACH Deposit (Direct Deposit) | 2 |
| E-Statements | 2 |
| Online Banking | 2 |
| Bill Pay | 2 |
Members also earn points with us based on balances on loans, in accounts, and length of membership.
| Share & Loan Balance | Monthly Points |
|---|---|
| $0 - $5,000 | 1 |
| $5,001 - $10,000 | 2 |
| $10,001 - $25,000 | 3 |
| $25,001 - $50,000 | 4 |
| $50,001+ | 5 |
| Length of Membership | Monthly Points |
|---|---|
| < 1 Year | 0 |
| > 1 Year - < 5 Years | 1 |
| > 5 Years - < 15 Years | 2 |
| > 15 Years - < 25 Years | 3 |
| > 25 Years | 4 |
Products, services, and points subject to change without notice. Accounts must remain active and in good standing to receive points.
Points will not be awarded on accounts that are inactive for that month. Points will be added to accounts at the end of each month.
Point Redemption
| Reward | Point Value |
|---|---|
| Regal Movie Ticket | 100 |
| Cashier's Check | 30 |
| Wire Transfer | 150 |
| Stop Payment | 300 |
| .25% Off Loan Rate | 20 Points Per $1,000 |
| .25% Added To A Term Share Certificate | 20 Points Per $1,000 |
Carolina Foothills Gear
Gear is available in-branch and subject to change and availability.
| Reward | Point Value |
|---|---|
| Bluetooth Speaker | 180 |
| Insulated Cup | 250 |
| Backpack Cooler | 310 |
| Packable Blanket | 370 |
Tickets and gear subject to availability. Please Note: Certain redemption options allow for only one discount at a time. The Credit Union reserves
the right to alter, add, or delete the products and services rewarded and the savings, discount, and refunds available for point redemption. Point
values are subject to change without notice and points have no cash value.